Small ways to save money can mean big savings for you in one of the easiest places to save - your grocery bill. Cutting costs is not what people tend to think of when it comes to getting out of debt.
Instead, it’s the elusive promotion or the lottery win that seem to be the ticket.
But more money is seldom the answer.
The more we make, the more we will spend, and until you get that spending under control, you will never be free from debt.
Instead try these ten small tactics for big savings.
You'll find that the easiest way to control expenses is through your grocery bill, and fortunately, these ten secrets not only cut costs, but also improve your life, eliminating the fat from your diet and giving your body the nutrients it craves:
For what you pay for a bag of potato chips, you could buy almost five pounds of potatoes – with all the nutrients still intact and without all the fat and chemicals. Pop a potato in the microwave for a meal or make oven fries out of them by doing the following: slice a few potatoes into thin strips, dip them in a mixture of olive oil and water and spread them out on a cookie sheet.
Sprinkle with salt and bake for 20 minutes. You now have your own much healthier version of potato chips.
This includes microwave dinners, frozen chicken nuggets, mozzarella sticks and all those other frozen, prepared food. Granted, they are cheaper than eating out, but not by much, and they are loaded with chemicals, preservatives and fat.
The next time you make your favorite spaghetti recipe, make enough sauce to feed twelve and freeze the leftovers in quart-sized freezer bags. Then on those days when you are too tired to cook, boil some spaghetti and reheat the frozen sauce. It won't take that much longer than to heat a frozen meal. The cost will be substantially less, and the taste and nutrition will be far better.
Beans are a fantastic, low-fat form of protein and an excellent way of cutting costs. Lentils can be prepared in twenty minutes and used as a substitute for any recipe calling for ground beef. Add some beef bouillon to give them that beefy flavor and throw them in your casseroles and spaghetti sauce.
For any recipe calling for cream of mushroom or chicken soup, do the following: melt 2 tablespoons butter or margarine in a sauce pan and add 2 tablespoons of flour. When the flour is incorporated in the butter, gradually add one cup of milk, mixing well.
As the sauce thickens, gradually add water until it is a soup consistency. Add salt and some chicken bouillon and you have a creamy substitute for canned soup. Great taste while still cutting costs.
It takes about five minutes more to prepare a cake from scratch than it does to use a recipe, without all the chemicals and preservatives. Also, don't buy those rolls of cookie dough from the store. Make your own chocolate chip cookie recipe and then roll the dough in wax paper and freeze the rolls in gallon sized freezer bags.
Then the next time you crave cookies, slice and bake as many as you want
as a great way of cutting costs.
Set aside some extra money for sale items. It's an excellent source of cutting costs. When you see something you usually use at a great price, don't buy one or two: buy ten. Get into this habit of shopping, and you can usually buy enough to last until the next sale.
In recipes you will never know the difference, and it will help in cutting costs, because you use only what you need. No more spoiled milk staring at you from that shelf in the fridge.
The health benefits are enormous, and with all the other money you will be saving by cutting costs in other areas, the extra expense is worth it. Substitute a banana and an orange for that breakfast fast food. It will be easier on your pocketbook and your waistline.
Bulk foods are one of the best ways of cutting costs. Go to your favorite search engine and type in "bulk foods". You will find hundreds of online companies selling all sorts of foods in bulk, including dehydrated vegetables, beans, cocoa powder and wheat berries. These items can mean huge savings and can be a hedge of protection against disasters (like losing your job) and inflation.